228 loan - An Overview
228 loan - An Overview
Blog Article
The Board evaluates a small bank's report of helping to meet the credit wants of its total Local community pursuant towards the Modest Financial institution Lending Check as offered in paragraph (a)(two) of the area, Until the smaller financial institution opts being evaluated pursuant for the Retail Lending Exam in § 228.22.
A financial institution required to report house mortgage loan knowledge pursuant to twelve CFR component 1003 will have to contain in its general public file a published observe the financial institution's HMDA Disclosure Statement might be acquired on The patron Fiscal Protection Bureau's (CFPB's) Web-site at:
(ii) If a sizable bank is not necessary to delineate a retail lending assessment location Formerly discovered in the approach due to not meeting the essential retail lending assessment space thresholds pursuant to § 228.
상세하게 안내해 드리지 못하는 점 양해 부탁 드립니다. 모두가 행복한 인터넷
If a bank recognized once-a-year measurable goals and doesn't meet a number of of its satisfactory ambitions, the Board will consider the subsequent elements to ascertain the effect on a financial institution's CRA functionality evaluation:
The Board employs the facility-centered assessment areas delineated by a lender in its evaluation of the financial institution's CRA functionality Unless of course the Board decides that the power-based mostly assessment spots will not comply with the requirements of the section.
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An Modification to the plan must comply with all related requirements of this section, Except the Board waives a requirement as not relevant.
다시 한번 비밀번호 확인 하시면 이용중인 화면으로 돌아가며, 작성 중이던
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
A financial institution need to contain in its strategy a focus on the credit history demands of its overall Neighborhood, including small- and reasonable-revenue individuals, people, or households, small- and reasonable-money census tracts, and modest companies and compact farms. The financial institution will have to describe how its approach is attentive to the properties and credit score needs of its facility-based mostly evaluation places, retail lending evaluation areas, exterior retail lending space, or other geographic places served from the financial institution, considering public remark as well as bank's capacity and constraints, merchandise choices, and business technique. As applicable, a financial institution need to specify factors in its strategy for assisting to meet:
The Financial institution Multistate MSA Neighborhood Advancement Financing Metric steps the dollar quantity of a bank's Group progress loans and Neighborhood improvement investments that benefit or provide a multistate MSA when compared with deposits within the lender located in the multistate MSA, calculated pursuant to paragraph II.g of appendix B to this section.